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Today's Rates

Last update: July 2, 2008 02:01 PM Pacific Time

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
5.875 2.000 6.104
6.125 1.000 6.261
6.375 .000 6.416
15 yr fixed conforming
5.500 2.000 5.880
5.750 1.000 5.974
6.000 .000 6.067
3/1 ARM
5.125 2.000 5.094
5.375 1.000 5.065
5.625 .000 5.036
30/5 yr fixed or 5/1 ARM
5.625 2.000 5.333
5.750 1.000 5.289
6.000 .000 5.294
30/7 yr fixed or 7/1 ARM
5.625 2.000 5.434
5.875 1.000 5.469
6.250 .000 5.569
10/1 ARM
5.875 2.000 5.726
6.125 1.000 5.799
6.375 .000 5.872
1 year ARM
5.750 2.000 4.631
6.000 1.000 4.564
6.250 .000 4.498
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
6.000 2.000 6.210
6.250 1.000 6.366
6.500 .000 6.521
15 yr fixed jumbo
5.625 2.000 5.973
5.875 1.000 6.066
6.125 .000 6.159
3/1 jumbo ARM
6.250 2.000 5.355
6.375 1.000 5.293
6.750 .000 5.294
5/1 jumbo ARM
5.875 2.000 5.412
6.125 1.000 5.417
6.375 .000 5.421
7/1 jumbo ARM
6.625 2.000 5.942
6.875 1.000 5.977
7.125 .000 6.013
10/1 jumbo ARM
7.000 2.000 6.486
7.250 1.000 6.560
7.500 .000 6.634
1 year ARM
6.500 2.000 5.144
6.625 1.000 5.064
6.875 .000 4.995
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 6.125 2.000 6.363
6.375 1.000 6.518
6.625 .000 6.672
15 yr fixed FHA 6.250 2.000 6.648
6.375 1.000 6.612
6.500 .000 6.577
FHA Adjustable 7.375 2.000 5.246
7.500 1.000 5.165
7.625 .000 5.085
30 yr fixed VA 6.375 2.000 6.616
6.500 1.000 6.644
6.625 .000 6.672
15 yr fixed VA 6.250 2.000 6.648
6.375 1.000 6.612
6.500 .000 6.577
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.