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Today's Rates

Last update: August 25, 2010 08:32 AM EST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
4.500 0.000 4.537
4.250 1.000 4.371
4.125 2.000 4.331
15 yr fixed conforming
3.875 0.000 3.938
3.625 1.000 3.836
3.375 2.000 3.733
3/1 ARM
3.375 0.000 3.343
3.125 1.000 3.368
2.875 2.000 3.393
30/5 yr fixed or 5/1 ARM
3.500 0.000 3.398
3.250 1.000 3.391
3.000 2.000 3.384
30/7 yr fixed or 7/1 ARM
3.625 0.000 3.480
3.375 1.000 3.444
3.125 2.000 3.409
10/1 ARM
4.000 0.000 3.763
3.750 1.000 3.690
3.500 2.000 3.617
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
5.500 0.000 5.519
5.250 1.000 5.359
5.000 2.000 5.198
15 yr fixed jumbo
5.250 0.000 5.283
5.000 1.000 5.186
4.750 2.000 5.089
3/1 jumbo ARM
3.875 1.000 3.519
3.250 2.000 3.460
5/1 jumbo ARM
4.125 0.000 3.602
3.875 1.000 3.595
7/1 jumbo ARM
4.875 1.000 4.152
4.625 2.000 4.115
10/1 jumbo ARM
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.500 0.000 4.541
4.250 1.000 4.376
4.000 2.000 4.209
15 yr fixed FHA 4.250 0.000 4.322
3.750 1.000 3.970
FHA Adjustable 3.500 0.000 3.345
3.125 1.000 3.396
3.000 2.000 3.468
30 yr fixed VA 4.625 0.000 4.667
4.250 1.000 4.376
4.000 2.000 4.209
15 yr fixed VA 4.375 0.000 4.447
4.125 1.500 4.423
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.